One gateway. Multiple settlers. Zero dependency.
Peer2Pix orchestrates multiple payment institutions behind a single API. Charge and pay via Pix and crypto in seconds — without your business depending on a single bank to exist.
Pix charge
seconds
between payment and balance in your account
N+1
settlers in parallel — automatic scale and failover
100%
of operations via API: charges, payouts, statement
0
lines of frontend to sell — hosted checkout
Live in production
Everything your operation needs to receive and pay
Pix charge
QR Code and copy-paste string generated instantly, with expiry and metadata under your control.
POST /v1/charges
Pix payout
Cash-out to any Pix key with atomic balance reservation — double-spending is impossible.
POST /v1/payouts
Real-time statement
Double-entry, append-only ledger. Every cent has an origin, a destination and proof.
GET /v1/statement
Hosted checkout
A ready-made payment page: you send a link, we convert.
GET /checkout/:id
Signed webhooks
Signed events with automatic retries. Your system knows before your customer asks.
POST → $YOUR_SERVER/webhooks
Multi-settler
Your bank went down? You never noticed.
Every payment goes through the right settler. If one institution goes down, the flow reroutes through another — without stopping your revenue.
And because we don't depend on a single bank, we accept operations that single-bank gateways turn away.
Multi-settler
Your bank went down? You never noticed.
Every payment goes through the right settler. If one institution goes down, the flow reroutes through another — without stopping your revenue.
And because we don't depend on a single bank, we accept operations that single-bank gateways turn away.
Record
Every cent has proof.
Double-entry, append-only ledger. Every transaction becomes entries that balance out — auditable by construction.
✓ Every transaction sums to zero.
Record
Every cent has proof.
Double-entry, append-only ledger. Every transaction becomes entries that balance out — auditable by construction.
✓ Every transaction sums to zero.
Built for devs
Integrate in an afternoon
One call to charge. One webhook to confirm. Test keys with a simulated settler — build everything without moving a real cent.
- Native idempotency on every write
- Test mode with a simulated settler (sk_test_)
- Versioned API, clean JSON, errors that explain themselves
curl -X POST https://api.peer2pix.com/v1/charges \
-H "Authorization: Bearer sk_live_..." \
-H "Idempotency-Key: pedido-8412" \
-d '{ "amount": 10000, "description": "Pedido #8412" }'{
"id": "ch_9f2K71GhTq",
"amount": 10000,
"fee_amount": 110,
"net_amount": 9890,
"status": "pending",
"qr_code": "00020126580014br.gov.bcb.pix...",
"expires_at": "2026-07-08T15:30:00-03:00"
}Built for devs
Integrate in an afternoon
One call to charge. One webhook to confirm. Test keys with a simulated settler — build everything without moving a real cent.
- Native idempotency on every write
- Test mode with a simulated settler (sk_test_)
- Versioned API, clean JSON, errors that explain themselves
▌
{
"id": "ch_9f2K71GhTq",
"amount": 10000,
"fee_amount": 110,
"net_amount": 9890,
"status": "pending",
"qr_code": "00020126580014br.gov.bcb.pix...",
"expires_at": "2026-07-08T15:30:00-03:00"
}Crypto
Pix and crypto on the same rail.
Crypto cash-in and cash-out — same API, same statement, same reconciliation. Your operation in both worlds without re-integrating anything.
AvailableCrypto
Pix and crypto on the same rail.
Crypto cash-in and cash-out — same API, same statement, same reconciliation. Your operation in both worlds without re-integrating anything.
AvailableWho it's for
Your business is welcome here
Being multi-settler means matching each operation to the right institution — including the ones the traditional market turns away.
SaaS & apps
Subscriptions and recurring charges settled in seconds.
Digital products
Your launch handles the spike. Your checkout should too.
iGaming & betting
High-volume cash-in and cash-out, with the redundancy your operation demands.
Crypto
Fiat ramps and crypto settlement — all on the same API.
We run serious KYB and a full audit trail. High-risk is not a synonym for sloppy.
FAQ
What everyone asks
01Do you accept iGaming, betting and crypto operations?
Yes. Being multi-settler means routing each operation to the right institution — including the ones traditional players decline. Your application goes through KYB and, once approved, you operate with redundancy from day one.
02How fast does the money arrive?
Pix settles in seconds: the payment confirms, the balance shows up in your account and the webhook notifies your system. Payouts via API at any time.
03What happens if a settler goes down?
Nothing — for you. We monitor institutions in real time and new charges automatically route to the healthy settlers. It's the heart of Peer2Pix.
04Do I need to build a frontend to start charging?
No. The hosted checkout comes ready: you send a link, we convert. Whenever you want your own experience, the full API is at your disposal.
05How does receiving in crypto work?
Cash-in and cash-out in USDT and USDC (TRC-20 · ERC-20), plus BTC and ETH on-chain — all on the same API and the same statement as Pix, without re-integrating anything.
06How much does it cost?
Pricing tailored to your volume and segment. Fill in the form below and we come back with a straight proposal, no runaround.
Ready to get paid without depending on anyone?
Talk to us and start integrating today — test keys right away.
Prefer email? contato@peer2pix.com